Find the right renters coverage

1+ week, 2+ day ago (1717+ words) The average U.S. tenant pays $264 annually for renters insurance, according to Insurify data. But costs climb much higher in certain areas, especially the South. Five cities along the Gulf Coast rank among the 10 most expensive cities for renters insurance: New Orleans, Baton Rouge, and Lafayette in Louisiana, and Biloxi and Gulfport in Mississippi. Cities in Kentucky, Georgia, and Arkansas also make the list. In fact, Detroit, the most expensive city for renters insurance, is the only one among the top 10 that isn't in the South. Several factors influence renters insurance costs, and they vary significantly between states and cities. Building and security features, neighborhood property crime rates, area fire incident rates and response times, and individual policy details can all affect renters insurance rates. Climate risks have made it unprofitable for companies to insure certain regions, according to J.P. Morgan.1 Severe weather,…...

1+ week, 2+ day ago (901+ words) If you rent your home and own a car, you likely need two types of insurance: renters insurance and auto insurance. The policies can protect you and your belongings, as well as limit your liability, in an accident, making the cost, when the unforeseen happens, all the more palatable. But that doesn't mean you shouldn't look for savings. Getting both policies from the same insurer " a strategy called bundling " could help you save, with policy holders locking in as much as $659 annually. That's more than enough to entirely cover your renters insurance. And, bundling's benefits go beyond cost: It can make it easier to manage your policies and may even help you save on your deductible if you have to file claims on both policies at the same time. Here's what you should know about bundling, including how to do…...

2+ week, 1+ day ago (550+ words) It's expensive, but sometimes renting a car is the best way to explore an area. Insurance can make it more expensive than it needs to be, so is it worth it? Islands and Yahoo may earn commission from links in this article. Pricing and availability are subject to change. Whether or not to rent a car is a hot topic among many travelers, especially those looking to cut costs while maximizing their time on the ground. While car rentals can certainly add to travel expenses, it's often still worth itto rent a car at an airport or search elsewhere rather than rely solely on public transportation. This is especially true when visiting national parks or nature reserves outside city centers, where taxis and rideshare apps, while available, offer less flexibility for travelers who prefer exploring at their own pace and…...

2+ week, 5+ day ago (33+ words) The internet has everyone on high alert for scams, but not everything that looks suspicious deserves the label of being a scam. Some things dismissed as tricks actually make perfect sense once you ......